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  • RESIDENTIAL 
  • COMMERCIAL 
  • SEMI COMMERCIAL
LENDING CRITERIA: RESIDENTIAL 1ST CHARGE and 2D CHARGE
MINIMUM LOAN SIZE £100,000

ADDITIONAL INFORMATION

Properties located in London, selected South East, the Midlands and major cities

Non Owner-Occupied properties

Loan based on Open Market Valuation

Interest calculated on a daily basis

Interest can be retained, rolled up or serviced subject to LTV

Minimum age 18, maximum age 75

Maximum number of applicants: 4

Overseas nationals considered

UK and offshore Limited Companies considered

All Limited Company applications will require directors’ personal guarantees

Impaired credit cases considered

Houses in Multiple Occupancy considered

Short Leases considered

MAXIMUM LOAN SIZE £3,000,000
MINIMUM TERM 3 months
MAXIMUM TERM 18 months
MAXIMUM LTV

up to 70% (1st charge)
up to 65% (2nd charge)

INTEREST RATE

from 0.75% per calendar month (1st charge)
from 1.10% per calendar month (2nd charge)

ARRANGEMENT FEE 2%
PROCURATION FEE 1% (funded from arrangement fee)
LEGAL FEES 0.35% + VAT (min £500 +VAT + disbursements)
APPLICATION FEE none
EARLY REDEMPTION CHARGE none after 3 months of loan
EXIT FEE none
LENDING CRITERIA: COMMERCIAL 
MINIMUM LOAN SIZE £100,000

ADDITIONAL INFORMATION

Properties located around and within the M25 only

Loan based on Open Market Valuation

Interest calculated on a daily basis

Interest can be retained, rolled up or serviced subject to LTV

Minimum age 18, maximum age 75

Maximum number of applicants: 4

Overseas nationals considered

UK and offshore Limited Companies considered

All Limited Company applications will require directors’ personal guarantees

Impaired credit cases considered

Short Leases considered

MAXIMUM LOAN SIZE £3,000,000
MINIMUM TERM 3 months
MAXIMUM TERM 18 months
LEGAL CHARGE 1st charge only
MAXIMUM LTV 65%
INTEREST RATE from 1% per calendar month
ARRANGEMENT FEE 2%
PROCURATION FEE 1% (funded from arrangement fee)
LEGAL FEES 0.35% + VAT (min £500 +VAT + disbursements)
APPLICATION FEE none
EARLY REDEMPTION CHARGE none after 3 months of loan
EXIT FEE none
LENDING CRITERIA: SEMI COMMERCIAL
MINIMUM LOAN SIZE £100,000

ADDITIONAL INFORMATION

Properties located around and within the M25 only

Loan based on Open Market Valuation

Interest calculated on a daily basis

Interest can be retained, rolled up or serviced subject to LTV

Minimum age 18, maximum age 75

Maximum number of applicants: 4

Overseas nationals considered

UK and offshore Limited Companies considered

All Limited Company applications will require directors’ personal guarantees

Impaired credit cases considered

Short Leases considered

MAXIMUM LOAN SIZE £3,000,000
MINIMUM TERM 3 months
MAXIMUM TERM 18 months
LEGAL CHARGE 1st charge only
MAXIMUM LTV 65%
INTEREST RATE from 0.90% per calendar month
ARRANGEMENT FEE 2%
PROCURATION FEE 1% (funded from arrangement fee)
LEGAL FEES 0.35% + VAT(min £500 + VAT + disbursements)
APPLICATION FEE none
EARLY REDEMPTION CHARGE  none after 3 months of loan
EXIT FEE none



The Business Centre
758 Great Cambridge Road
Enfield, Middlesex EN1 3GN

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© 2023 Consulco Finance Ltd. All rights reserved.
Designed & Developed by

Consulco Finance rebrands as London Credit.

We now have a new name, logo, colour palette and website londoncredit.com that is in keeping with the London Credit name.

We are moving our brand into the future by adopting a new name and trademark as part of our ongoing evolution and integration into various digital platforms and channels.

We are the same great team embracing the same philosophy:

Bridging Finance that ... goes back to basics with the same values being:

✔ Fast     ✔ Transparent

✔ Flexible     ✔ Approachable

A new more memorable name reflecting our efforts to differentiate our own unique identity from our other member firms. The creation of a stand-alone brand allows for more clear communication of the product and more effective use of marketing resources. As of today, the lending operations will be conducted by the UK company London Credit Limited, trading as London Credit, and the existing loans granted will be serviced until redemption by Consulco Finance, by which time the activities will have been fully assumed by London Credit.

We are committed to embracing the evolving business environment and maintaining the zeal for best practise.

Proceed to londoncredit.com