The property is a 3 bedroom mid terraced house built around 1900.

The property appears to be in a reasonable condition overall although the kitchen and bathroom would benefit from some upgrading. The internal decorations also require upgrading. Some condensation and black mould growth is evident to some rooms and the adequate heating and ventilation is need to prevent further deterioration.

The property occupies an essentially rectangular shaped level site. To the front of the property is a small enclosed garden. There is a small rear garden with this property. There is no garage and parking is via the street which is a controlled residents only parking permit area.

The property is located in the Watford Borough Council District. It has direct access to the M1 and M25 motorways with routes throughout West Hertfordshire.

The property is in close proximity to Watford underground station and Watford High Street over ground main line station. There are also a number of schools within the area. Extensive shopping facilities are available in Watford Town centre.

As comfort we have also taken a second charge over the borrower’s residence which is located in Harrow, West London.

The borrower intends to repay the loan by refinancing.