Property 1

The property is a single story free standing café with an open plan seating area, having 30 covers in the main area with a small serving area and beyond that a preparation and storage area. Externally there is access to a single WC.

The property is constructed using brick work for some parts of the external walls and considerable area with glazing panels. The property has the benefit of a roller shutter blinds to protect the glazed areas.

The subject property is situated in Swanley which is a predominantly residential area, within Park Road industrial estate which itself is just off the Grove Road in a back street location.

Property 2

The property is a two storey building purpose built as a residential dwelling.

The property is constructed around a brick frame under a flatted felt roof with timber casement windows and converted into bed-sit accommodation with a communal bathroom and WC and communal dining area.

The house sits in the middle of a regular shaped plot and would appear to have development potential subject to the existing building being demolished.

The property is located on a predominantly long residential street Ravensbourne Park, adjacent to a large area of public open space called Ladywell Fields which is popular with local residents. Ravensbourne Park is named after the river that runs nearby.

The property is situated a short distance north of Catford and Catford Bridge Railway Stations which provide regular rail services into Central London which is 7.5 miles away. Catford centre is very close to the railway station and this is where the administrative offices of Lewisham Borough Council are located.

The borrower intends to repay the loan by refinancing.